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No HOA!! Sun filled 3 bedroom half duplex home right across the street from the Olde Course at Loveland with easy access to Hwy 34. The kitchen boasts wood laminate floors, dark cabinets, and stainless steel appliances. There is casual seating at the wrap around counter or you may dine in a more formal setting. The open floor plan offers a large combined family room and dining room area. The living room has large paned windows overlooking the back yard and a woodburning fireplace framed in stone. The main bedroom has a lovely attached bath with dual sinks and a walk in stall shower as well as a large walk in closet. Outdoor features include a private patio, and a fenced yard with lawn and garden. A full unfinished basement provides excellent storage and the opportunity to expand your living spaces. 2 car detached garage. Impact resistant roof. The sculpture garden and Mehaffey park with its pickle ball, tennis, and basket ball courts, walking paths, skate park are all close by.